Current MCAN Wealth GIC Rates*
Effective: 15 March 2025
Term |
Rate |
1-year |
3.50% |
2-year |
3.55% |
3-year |
3.60% |
4-year |
3.60% |
5-year |
3.65% |

Rates are annual fixed rates which apply to non-registered term deposits. Interest will accrue from the issue date to the maturity date.
Interest options are annual payment or annual compound.
All term deposits are non-redeemable prior to maturity.
The terms and conditions of our products are provided upon application at launchwealth.mcanfinancial.com.
Save with confidence
MCAN Wealth is a division of MCAN Mortgage Corporation (operating under the trade name MCAN Financial Group) is a licensed deposit-taking institution and is a member of the CDIC**. Deposits under MCAN Wealth are combined with deposits held at MCAN Mortgage Corporation for up to $100,000 of deposit protection, per insured category, pursuant to the standard terms of coverage set out by CDIC.
MCAN offers a secure way to grow your savings with Guaranteed Investment Certificates (GICs), a dependable choice for Canadian investors. MCAN GICs allow you to steadily build your wealth, offering a safe and stable investment.
By choosing MCAN’s GIC products, you’re partnering with one of Canada’s most well-regarded, federally regulated, publicly traded financial institutions, backed by over 30 years of investment expertise and an executive team with more than a century of combined leadership experience in the financial sector. MCAN’s history of consistent growth, robust funding sources, and a team regarded for exceptional service and innovation all work to deliver sustainable returns on your investment.
Invest with confidence, knowing your funds are secure, eligible for CDIC insurance and your returns predictable.

Protect your future
- Design your future and realize your dream of buying a home, starting a business, or exploring the world
- Protection against market fluctuations and economic uncertainties
- Build a solid financial foundation with a safe, reliable investment
- An excellent strategy for a diversified investment portfolio
A partner you can trust
MCAN Mortgage Corporation (operating under the trade names MCAN Financial Group and MCAN Wealth) is a licensed deposit-taking institution and is a member of the CDIC. Deposits under MCAN Wealth are combined with deposits held at MCAN Mortgage Corporation for up to $100,000 of deposit protection, per insured category, pursuant to the standard terms of coverage set out by CDIC.
- All MCAN-issued GICs are eligible for CDIC Insurance
- Easy online account management with a secure, user-friendly platform.
- Transparent and ethical investment practices
- Robust data protection measures to keep your information secure
