Broker Resources

Terms of Use

WEBSITE TERMS OF USE

PLEASE READ THESE WEBSITE TERMS OF USE CAREFULLY BEFORE USING THIS SITE

Last Updated: January 2024

MCAN Mortgage Corporation (d/b/a MCAN Financial Group) and its related, associated, affiliate, successor and subsidiary entities (collectively referred to as “MCAN”, “we”, “us” and “our”) are please to provide this website (the “Site”) for your personal, non-commercial use. By accessing, viewing or using the content, material or services available through the Site, you agree to this Website Terms of Use (the “Terms of Use”), and consent to the collection, use and disclosure of your personal information in accordance with MCAN’s privacy policy. If you do not agree to these Terms of Use or our Privacy Policy, please do not use the Site.

MCAN reserves the right to update, revise or modify these Terms of Use at any time, without prior notice unless required by applicable law, by updating this posting. Unless otherwise indicated, any such updates, revisions or modifications will become automatically effective on posting. Your use of the Site following any such update, revision, or modification constitutes your agreement to follow and be bound by such revision, update or modification. We recommend you review these Terms of Use each time you use the Site.

LEGAL DISCLAIMER

All products and services offered by MCAN are only offered in jurisdictions where they may be lawfully offered for sale. For our credit products, such as loans, we refer you to the various documentation used in the applicable transaction for further information. The terms and conditions contained in those documents, along with any other terms and conditions that may in the future exist between you and us shall remain in full force and effect and shall apply to the relevant product or service. To the extent that such additional terms and conditions conflict with or are inconsistent with these Terms of Use, those terms and conditions will prevail and govern to the extent of the conflict or inconsistency in connection with their respective subject matter and applicable law.

NOT OFFERING ANY FINANCIAL ADVICE SPECIFIC TO YOUR NEEDS

The information contained in the pages of this Site is of a general nature only and is not intended to provide specific financial, tax, legal or accounting advice to you. You should not act or rely on the information without first seeking the advice of professionals who can properly assess whether or not it applies to your own situation.

Neither MCAN nor any of its officers, directors, employees, agents or licensors: (a) has passed on the merit of any of the securities referred to on this Site or any linked website; (b) has endorsed or sponsored any of these securities; or (c) makes or has made any recommendation regarding any securities issued by any of the companies identified on or linked to this Site, nor the advisability of investing in securities generally for any particular individual. We recommend seeking the advice of professionals, as appropriate, regarding the evaluation of any specific security, index, report, opinion, advice, other content or financial decisions.

AVAILABILITY OF OUR PRODUCTS AND SERVICES

It is important for you to understand that not all of the products and services described in this Site are offered to or available to every member of the general public. The information on this Site is not to be construed as an offer or solicitation to buy or sell any securities (of MCAN or any other company), financial product, service or information to anyone in any jurisdiction in which such an offer or solicitation is not authorized or cannot lawfully be made or to any person or entity to which it is unlawful to make an offer.

NO WARRANTIES

MCAN makes no representations or warranties with respect to this Site or its Contents, which are for informational purposes only and are provided for use on an “as is, where is” basis and “as available”. To the greatest extent permitted by applicable law, MCAN disclaims all representations, warranties and conditions, express or implied, or arising by statute, usage, custom or otherwise, including without limitation the implied warranties of merchantability and fitness for a particular purpose, with respect to this Site and any website from which it is linked. MCAN does not warrant the functions, information or links contained in this Site, or that the Site will be compatible with your system. MCAN similarly does not warrant that the Site or its Contents are fit for any particular purpose or that the operation of this Site or its Contents will be uninterrupted or error, omission or delay free, that defects will be corrected, or that the Site or the server that makes it available are free of viruses, worms, Trojan horses, malware or other harmful components. MCAN does not warrant or make any representations regarding the use or the results of the use of the materials on this Site in terms of their correctness, accuracy, reliability or otherwise.

Neither MCAN nor any of its affiliates, licensors, service providers or suppliers makes or has made any recommendations regarding the securities or investment services of any person or entity with respect to the content of this Site, or of the advisability of investing in securities generally for any particular individual.

TRADEMARKS AND COPYRIGHT

The Site is owned and operated by MCAN. Unless otherwise indicated, the content, including, without limitation, product names, text, logos, icons, certain names, graphics or designs, trademarks, service marks, trade-dress, texts, images and the collection, arrangement and assembly of the content of the Site (collectively, the “Content”) is the property of MCAN and is protected, without limitation, pursuant to Canadian and foreign intellectual property laws, including copyright, trademark and other laws and regulations. The display of trademarks on pages of this Site does not imply that a licence of any kind has been granted to anyone else. Any unauthorized downloading, re-transmission, or other copying or modification of trademarks and/or the Content herein may be a violation of federal or common law trademark and/or copyright law and could subject the copier to legal action.

Unless otherwise specified, no one has permission to copy, redistribute, reproduce or republish, in any form, any information found in the pages of this Site.

If you are interested in establishing a link from your website to our home page, or if you wish to incorporate MCAN’s name, trademarks or product names within another site, please contact us for permission. Inquiries about permission should be directed to:

MCAN Mortgage Corporation (d/b/a MCAN Financial Group)
Attention: Marketing Department
200 King Street West, Suite 600
Toronto, Ontario M5H 3T4

AUTHORIZED USE OF THE SITE

You may not use the Site in order to transmit, distribute, store or destroy the Content or any material: (a) in violation of any applicable law or regulation; (b) in a manner that will infringe the copyright, trademark, trade secret or other intellectual property rights of others or violate the privacy, publicity or other personal rights of others; or (c) in a manner that is defamatory, obscene, threatening, scandalous, inflammatory, pornographic, profane, abusive or hateful. You may only use the Site for lawful purposes and in compliance with these Terms of Use.

Users are prohibited from violating or attempting to violate the security of the Site, including, without limitation: (a) accessing data not intended for such user or logging into a server or account which the user is not authorized to access; (b) attempting to probe, scan or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (c) attempting to interfere with service to any user, host or network, including, without limitation, by means of submitting a virus to the Site, overloading, “flooding”, “spamming”, “mailbooming” or “crashing”; or (d) engaging in “screen scraping”, “database scraping” or similar text and data mining activities. Violations of any system or network security may result in civil or criminal liability. MCAN will investigate occurrences that may involve such violations and may involve and co-operate with law enforcement authorities in prosecuting users who are involved in such violations.

All personal information collected, used or disclosed in connection with your use of the Site will be handled in accordance with our privacy policy.

NO ENDORSEMENTS

Links to any webpages or platforms outside of the Site are meant for convenience only.

No endorsement or approval of any third parties (other than persons or entities with which MCAN has a distribution arrangement to provide products and services to its network of members), or their advice, opinions, information, products or services, is expressed or implied by any information contained on the pages of the Site, including links to third party websites or other platforms. If you use the links to access other Internet resources, websites or platforms, you do so at your own risk. We do not investigate, verify, or monitor these links.

FORWARD-LOOKING INFORMATION AND STATEMENTS

Certain information contained in this Site may constitute forward-looking statements and information within the meaning of applicable Canadian securities laws. These forward-looking statements reflect the beliefs of MCAN’s management at the time of posting and are based on assumptions and information available to the management team of MCAN at the time of posting. In some cases, these statements or information may be identified by their use of forward-looking terminology such as “believes,” “expects,” “may,” “should,” “would,” “will,” “intends,” “plans,” “estimates,” “anticipates,” “predicts,” “forecasts,” “outlook,” “potential,” “continues,” “likely,” “projects,” “future,” and similar words and expressions. Although MCAN believes that the anticipated future results, performance or achievements expressed or implied by the forward-looking statements and information on this Site are based upon reasonable assumptions and expectations, you should not place undue reliance on forward-looking statements and information because they involve assumptions, known and unknown risks, uncertainties and other factors which may cause the actual results, performance or achievements of the company to differ materially from anticipated future results, performance or achievement expressed or implied by such forward-looking statements and information. Various factors that could cause actual results to differ materially from those contemplated or implied by forward-looking statements and information include the risks and factors detailed from time to time in MCAN’s Management’s Discussion and Analysis of Financial Results as well as other documents filed by MCAN with the securities regulators in Canada. We caution that the important factors found therein that may affect future results is not exhaustive. When relying on our forward-looking statements to make decisions with respect to MCAN, investors and others should carefully consider these factors and other uncertainties and potential events. Except as may be required by law, MCAN undertakes no obligation to publicly update or revise any forward-looking statements or information, whether written or oral, that may be as a result of new information, future events or otherwise.

INVESTOR RESOURCES

The information posted to the Investor Resources section of this Site is maintained by MCAN. All information posted to the Investor Resources section of this Site was accurate at the time of posting, but may be superseded by subsequent disclosures made by MCAN. MCAN does not assume any duty of disclosure beyond that which is required by law. For MCAN official investor disclosure documents, please see the MCAN filings made with Canadian securities regulators at www.sedarplus.ca.

LIMITATION OF LIABILITY

You use this Site and its Content at your own risk. Under no circumstances shall MCAN be liable for any special, incidental, consequential, compensatory, direct or indirect damages, loss of data, income or profit or damage to property that result from your use of, or your inability to use, the Site or the Contents on the Site, even if MCAN or a MCAN authorized representative has been advised of the possibility of such damages. In no event shall MCAN’s total liability to you for all damages, losses and causes of action whether in contract or not (including, but not limited to, negligence or otherwise) exceed the amount paid by you, if any, for accessing this Site. (For Quebec consumer only): the foregoing paragraph does not apply to damages that result from the acts of MCAN.

JURISDICTION

(Not applicable to Quebec consumers) By accessing the Site, you agree that the laws of the Province of Ontario and the laws of Canada applicable therein will apply to all matters relating to your use of this Site, without regarding to rules relating to conflict of laws. MCAN makes no claims that the contents of this Site may be lawfully viewed or downloaded outside of Canada. Access to the Site may not be legal by certain persons or in certain countries. If you access the Site from outside of Canada, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction. Any action relating to these Terms of Use must be brought in Toronto, Ontario, Canada and you irrevocably consent to the exclusive jurisdiction of the courts of Ontario, Canada.

The parties have agreed that this contract and all related documents be drafted in English. Les parties aux présentes ont demandé et convenu que le présent contrat et tout document y afférent soient rédigés en anglais.

SUPPORT ORDERS AND PROVISIONS

In compliance with the Support Orders and Support Provisions (Trust and Loan Companies) Regulations, the following locations have been designated for the service of enforcement notices for MCAN.

Ontario

MCAN Mortgage Corporation
200 King Street West, Suite 600
Toronto, Ontario M5H 3T4

MCAN Mailing List

Join Our Mailing List

Newsletter Form
Checkboxes