Competitive 1- and 2-Year Closed Mortgage Rates for Qualified Alternative Lending Borrowers

A limited-time opportunity for our partner brokers: lower rates and higher compensation 

Finding the right mortgage solution often means balancing affordability, flexibility, and long-term client goals. For a limited time, MCAN Home is making that conversation even easier with reduced rates on qualifying 1- and 2-year closed mortgage terms. 

Available through September 30, eligible deals will automatically qualify for enhanced rate and compensation combinations: 

• GDT/TDS ≤ 50% 

• LTI ≤ 4.5 

Competitive rates for qualified borrowers 

Qualified submissions can access: 

1-Year Closed 

• Rates starting at 4.69% 
• 50 bps compensation

2-Year Closed 

• Rates starting at 4.89% 
• 60 bps compensation 

These offers are available on top of existing Sprint and Super Sprint rate discounts where applicable, creating even more value for both brokers and borrowers. 

Earn more on every qualifying deal 

The opportunity doesn’t stop with competitive rates. 

Eligible submissions can still qualify for: 

• Perfect Package: +5 bps 

• SCORE MQ Points: +20 bps 

Together, that could mean an additional 25 bps in compensation on top of the enhanced offer. 

Why it matters 

As borrowers continue to navigate a changing rate environment, shorter-term mortgage solutions can provide flexibility while helping clients achieve their homeownership goals. Combining competitive pricing with strong broker compensation creates a win-win opportunity for both your business and your clients. 

Let’s talk 

If you have a deal that fits these parameters, now is the time to explore the opportunity. Reach out to your MCAN Home Business Development Manager to discuss your scenario and see how this limited-time offer can help deliver more value for your clients. 

Available on applications August 17 through September 30.